Watch out for ‘sweetheart’ scams this Valentine’s time

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Watch out for ‘sweetheart’ scams this Valentine’s time

NASHVILLE – With Valentine’s Day approaching fast, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of customer Affairs reminds Tennesseans to be skeptical of ‘sweetheart’ scammers who claim to love you but, in fact, are just after your hard earned money.

“Valentine’s Day is a period showing your family simply how much you care, but inaddition it offers the opportunity that is perfect unscrupulous people to make use of unsuspecting customers through the use of emotion-provoking scam tactics,” stated TDCI Commissioner Julie Mix McPeak. “We urge customers to be skeptical of deals that seem too advisable that you be real and people whom ask for cash through online dating sites.”

With Tennessee rated 10 th into the country for fraud , the Division of customer Affairs supplies the after to greatly help Tennesseans avoid being fully a scammer’s sweetheart:

INTERNET DATING SCAMS union frauds, or scams that are“sweetheart” are among the earliest tricks in many scammers’ playbooks. Unfortuitously, the increase of internet dating internet sites, mobile apps, and social media platforms have actually offered scammers an alternative way to fool people into thinking their schemes. While genuine relationships are usually obtained online, scammers also utilize these internet sites and platforms to victim on naive victims. Scammers will generate profiles that are fake attract people and then utilize psychological techniques to get money.

  • You meet somebody for a dating website. The individual communicating that is you’re straight away really wants to keep the dating website and begin interacting over individual e-mail or IM.
  • The claims that are individual quickly and things turn severe.
  • Even though the person claims become through the U.S., she or he additionally claims become traveling or working overseas.
  • Scammers use thoughts by simply making up elaborate tales about requiring cash for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the help that is financial by them cash. The transfer that is first tiny, but it is accompanied by needs to get more.

Keep in mind: NEVER deliver money to somebody who is utilizing the above strategies or to somebody you’ve never ever met face-to-face.


Present cards frauds can be an increasingly typical method for scammers to benefit down customers with good motives. A year ago, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an on-line love interest or even a remote household user confronted with a bind that is financial. Rather than a cable transfer or money, the scammers will persuade the customer to purchase present cards (frequently iTunes or Google Enjoy) and supply all of them with the redeemable rule on the back of the card. (this process is optimal for scammers since the scam is difficult to locate.) people whom be given a obtain re re re payment utilizing iTunes present cards they think could be a scam should report it to your Federal Trade Commission (“FTC”).

  • Never read or text someone the PIN quantity from the relative straight straight straight back of a present card. The quantity can be as good as money in the scammers’ pocket.
  • Reputable organizations, like technology help businesses and shop-at-home services, don’t ask for present cards as re re payment. If you’re being expected by way of a caller to fund a products or services with something special card, continue with caution since it is most most most likely a fraud.
  • From a reputable and known source if you’re buying gift cards as gifts, make sure to buy them.


Considering gift that is purchasing or reduced solutions for Valentine’s Day? keep in mind:

  • Very Very Very Carefully review the termination date for the present card. Generally speaking, the termination date of a present card you get should always be at the least 5 years following the date it had been granted for your requirements underneath the guidelines associated with the FTC ; additionally, the Tennessee customer Protection Act provides that an expiration must be had by a gift certificate date that is at the very least couple of years following the present certification is released.
  • You shouldn’t be charged eastmeeteast a payment for the present certification being released.
  • Within 2 yrs of buying the present certification, you must not be charged solution costs (including dormancy costs, latency costs, or administrative charges) that reduce steadily the total value associated with present certification.
  • These limitations may well not use to prepaid cards to make phone calls or at numerous, unaffiliated merchants or at ATMS. They even may well not connect with specific cards provided as consumer commitment honors, distributed or offered below face value to charitable companies for fundraising, offered with an organization that is charitable fundraising purposes, directed at a company by a member of staff for the employing business, or granted by the boss in recognition of solutions done by a worker.
  • When selecting a present, be aware of always return policies and request something special receipt.

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